Home Upsizing January 11, 2024

Why a Growing Family Should Consider Home Upsizing

Why a Growing Family Should Consider Home Upsizing


The decision in home upsizing is a critical moment for growing families. This is marked by a number of considerations that extend beyond the number of bedrooms and bathrooms in a home. In this article, we explore some factors that should guide the decision-making process. While providing insights for families navigating the ever-changing landscape of residential real estate.

Embarking on the journey of upsizing a home is not merely about expanding living space; it’s a strategic move connected with a family’s objectives and needs. As the dynamics of a family evolve, so do the criteria for the ideal living space. In this exploration, we shed light on why a growing family should contemplate upsizing and the crucial factors that should guide this life changing decision.

Factors Influencing the Decision In Home Upsizing

  1. Schools and Educational Opportunities

    In the quest for an ideal residence, the proximity and quality of schools play a pivotal role. Families with school-going children must carefully consider the impact of their chosen neighborhood on the educational journey of their children. Beyond the home itself, the surrounding educational landscape contributes to the overall growth and development of children.

  2. Job Opportunities and Commute

    As careers advance and job locations shift, the daily commute becomes a vital consideration for families. Choosing a home purposefully aligned with job opportunities not only reduces commuting stress but also fosters a balance between professional growth and family life. Depending on your employment, you may have the opportunity to work from home. If so would you need a dedicated home office or workspace to conduct your job?

  3. Neighborhood Growth or Decline

    The neighborhood’s overall economic path can influence the decision to upsize. Analyzing current trends and future projections provides valuable insights into property values and the overall desirability of a location. A thriving community can enhance the quality of life for a growing family, making it a key factor in the decision-making process. This should be considered for both the neighborhood you are considering leaving and the one you may move to.

Timing: Should I Sell or Buy First When Home Upsizing?

  1. Selling First

    Opting to sell the current home before purchasing a new one comes with its own set of advantages. Financially, it provides a clearer picture, avoiding the complexities of managing two mortgages simultaneously. Additionally, knowing the sale of your existing is completed can simplify the process of negotiating for the new home. Many home sellers may consider your offer to buy when you don’t have a home to sell over those that do.

  1. Buying First

    On the flip side, some families may find it advantageous to secure a new home before selling the existing one. This approach offers the comfort of having a designated space lined up, reducing the potential stress of having to make a double move. However, it comes with the challenge of managing two properties simultaneously and the uncertainties associated with selling the current home.

What Are Mortgage Considerations?

  1. Managing Existing Mortgage

    Effectively managing an existing mortgage is a crucial aspect of the upsizing process. Options such as refinancing or bridge loans can provide financial flexibility, allowing families to navigate the transition smoothly.

  1. Obtaining a Mortgage for the New Home

    Securing a mortgage for an upsized property involves a distinct set of considerations. Understanding the approval process, credit requirements, and interest rates is essential for a seamless transition to a new home. Working closely with a knowledgeable mortgage advisor can streamline this process.

Working with a Real Estate Agent

Choosing the right real estate agent is like having a trusted navigator in uncharted waters. An experienced agent not only understands the local market conditions but also customizes the search to align with the unique needs of a growing family. Collaborating with an agent from the outset can simplify the upsizing journey.

Additionally, the agent should be able to tell you what type of market you are selling and or buying in. Is it a sellers’ market? Homes here sell quickly for close to or above asking price with few contingencies. Is it a balanced market?  In this market buyers and sellers have a little give and take on the negotiation. Or is it a buyer’s market? Here a lot of homes on the market and buyers control the sale price and terms.

Other Key Considerations in Home Upsizing

  1. Future Planning

    Upsizing is not merely a response to current needs but a strategic move considering future family dynamics. Families should contemplate long-term plans, ensuring the chosen home accommodates potential changes in family size or structure.

  1. Home Features and Amenities

    Beyond the logistical aspects, families should tailor their search to homes that resonate with their lifestyle. Assessing desired features, amenities, and the overall ambiance ensures the new home is not just a residence but a sanctuary that enhances the family’s daily life.


In conclusion, the decision to upsize a home for a growing family is a nuanced process that extends beyond the physical dimensions of a property. It involves a delicate balance of practical considerations, future planning, and aligning the home with the evolving needs of the family. By navigating these considerations thoughtfully, families can embark on the next chapter of their lives with confidence and anticipation.

For more information on the home selling and buying process, choose from one (or both) of these guides.

Home Buyer’s Guide for 2024 and beyond   Or   Home Seller’s Guide for 2024 and beyond 

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